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PG Integrations Types

How to access on Fynd Commerce

Choosing the right setup for your business

Fynd Commerce supports two types of integrations when setting up a payment gateway:

  1. Assisted Merchant Account

This option allows you to connect your payment provider account directly using login credentials. The setup is seamless and managed through Fynd’s integration with the gateway. It requires no manual entry of API keys or webhooks.

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Assisted Merchant Account is currently supported in Razorpay only.

  1. Own Merchant Account Credentials

This option allows merchants to configure the payment gateway manually by entering their own API keys, webhook URL, and webhook secret. This method is ideal for merchants with advanced custom configurations or security policies.

note

Not all payment gateways support both options. Some may offer only Assisted or only Own credential-based integration.


Assisted merchant account setup

  1. Click Add Payment Gateway.
  2. Select a payment gateway (Available only on Razorpay currently).
  3. Choose Assisted Merchant Account.
  4. Click Proceed – you'll be redirected to the payment provider login screen.
  5. Log in or create an account.
  6. Click Authorize to connect your account.
  7. Return to your payment configuration in Fynd Commerce.
  8. Slide the Active toggle to enable the gateway.
  9. Select the Business Unit (e.g. Storefront or POS) and Device (e.g. Website, iOS, Android). For each MOP (Mode of Payment):
    • Click the three-dot icon (⋮)
    • Click Activate
note

Some MOPs, like Netbanking, may have multiple Sub-MOPs. You can expand them and activate individually.

  1. Click Save and confirm to apply your configuration.

Own merchant account setup

tip
  1. Collect your API Key, API Secret, and Webhook Secret from your provider dashboard
  2. Set up a webhook URL: https://api.fynd.com/service/webhooks/payment/v1.0/events/<gateway>

Ensure the following events are selected in your provider's webhook panel:

  • payment.authorized
  • payment.failed
  • payment.captured
  • refund.processed
  • refund.failed
  • refund.created
  1. Click Add Payment Gateway.
  2. Select your payment gateway.
  3. Choose Own Merchant Account.
  4. Click Save & Proceed.
  5. Enter paymemnt gateway credentials.
  6. Click Save & Proceed and confirm the changes

Return to the payment configuration page:

  • Select your Business Unit and Device
  • Slide the Active toggle to enable the gateway
  • For each MOP, click ⋮ and click Activate
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Ensure the payment methods you activate are enabled in your account with the gateway.


Switching between account types

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Currently applicable only to the Razorpay payment gateway

From Own Merchant to Assisted Account

  1. Select the payment gateway.
  2. Click Manage Account.
  3. Click the ⋮ icon in the top-right.
  4. Click Switch Account.
  5. Select Assisted Merchant Account and click Proceed.
  6. Login to your payment provider account.
  7. Authorize the connection.
  8. Return to Fynd Commerce and click Save.

From Assisted Merchant to Own Credentials

  1. Obtain the API Key, Secret, and Webhook Secret from your provider.
  2. Select the payment gateway.
  3. Click Manage Account.
  4. Click the ⋮ icon in the top-right.
  5. Click Switch Account.
  6. Select Own Merchant Account, click Proceed.
  7. Enter the credentials.
  8. Click Save to apply the changes.
note

Ensure all MOPs and configurations match your merchant dashboard permissions.